One free app for all your money

Use the right card
every time you pay.

Know which card to use before you pay. Catch the rewards and renewals you’d otherwise miss. Skip the budgeting spreadsheet. It’s all one app, and it’s free while we’re getting started.

4.8built by ex-fintech engineers
4× on dining

Purchases, returns, and warranties from the cards, banks, and stores you already use, all tracked in one place.

AmazonWalmartTargetCostcoStarbucksDoorDashUberAppleChaseBank of AmericaInstacartBest Buy

At checkout

Know the right card before you pay.

When you’re about to pay, KreditWiz looks at the store and every card you carry, then tells you which one earns the most right here.

It reads your receipts down to the individual items, so it actually knows what you’re buying instead of guessing from the store name.

See it in action
Shopping at
CCostco Wholesale
Best card in your wallet
  • Wholesale rewards
    Use this one here
    4%
  • Everyday cashback
    2%
  • Travel points
Extra back on this trip+$18.40
Left on the table this year
$0
in rewards that slipped by last year.
Catch it before the deadline
  • $200 sign-up bonus
    Spend $80 more · 6 days left
  • Amazon return window
    3 items · closes tomorrow
  • 5% rotating category
    Activates this quarter

Every month

See what the wrong card costs you.

Most people give up $200 to $600 a year without noticing. KreditWiz adds it up and gives you a heads-up while there’s still time to act on a sign-up bonus or a return window.

Find yours free

Anytime

Ask a money question, get a real answer.

Ask “Can I afford a $900 flight this month?” and you get a straight answer based on your actual spending, not another dashboard to go read.

Can I afford a $900 flight this month?
KreditWiz

Yes, with room to spare. After your usual spending and bills this month, you'll still have $1,240 left.

Safe to spend now$2,140
This flight−$900
Left after booking$1,240

Based on your last 3 months of receipts and recurring bills.

Try the assistant

One app

Everything four apps used to do.

Budgets, net worth, your cards, your receipts, all in one place. Enough to finally cancel the $40-a-month pile of apps doing it now.

Budgets that build themselves
Groceries72%
Dining48%
Transit28%
Net worth, live
$48,210
+$1,840 this month
Your whole wallet
Everyday cashback2%
Wholesale rewards4%
Travel points
Line-item receipts
Whole Foods$84.20
Oat milk ×2Groceries$9.98
Rotisserie chickenGroceries$7.99
Dish soapHousehold$4.49
See the whole app

Recurring charges

Cancel the subscriptions you forgot about.

That free trial about to charge you, the plan that quietly went up, the app you’re paying for twice. We show you what each one costs a year and let you cancel from here.

Find mine free
Costing you / year$516
  • Streaming bundle
    Price hiked +$3/mo
    $216Cancel
  • Fitness app
    Free trial ends in 2 days
    $180Cancel
  • Cloud storage ×2
    Duplicate — you have two
    $120Cancel

Your money, wherever it lives

Link accounts across the world.

You link your bank through its own approved connection, so your password never touches KreditWiz. Somewhere we can’t link yet? Upload a statement and you’re set.

  • United States
  • CanadaSoon
  • United KingdomSoon
  • GermanySoon
  • FranceSoon
  • IndiaSoon
  • AustraliaSoon
  • BrazilSoon
  • MexicoSoon
  • ChileSoon
  • PeruSoon
  • NigeriaSoon
  • UAESoon
  • Saudi ArabiaSoon

Live in the US now, with more countries rolling out phase by phase.

Early access

Be one of the first 100.

We’re letting in the first 100 people to try KreditWiz. Get in now, tell us what to build next, and keep it free for good.

Free for founding members.

The first 100 members get it free for life. After that it’s a small monthly fee. Either way, we make our money when you choose to apply for a card and get approved. We don’t sell your data.

$0for the first 100

Free for founding members.

  • The best card to use at every checkout
  • Alerts before rewards and bonuses expire
  • Budgets, net worth, and receipts together
  • The money assistant, ask it anything
  • Forgotten subscriptions, flagged and cancellable
Get started free

Free for the first 100 members. We never sell your data.

Stop overpaying to spend your own money.

The right card, the rewards you earn, and one app to see it all. Free to start.

Free for the first 100 members. We never sell your data.