Your money,
smarter on autopilot.

KreditWiz is the AI finance app that picks the best card for every checkout, budgets without spreadsheets, and answers any money question in plain English.

Download app
4.8built by ex-fintech engineers
9:41
This month
$2,847
$312 below your budget
Groceries72%
Dining48%
Transit28%
Ask KreditWiz
How much can I spend this weekend?

Reads receipts from everywhere you shop

Amazon
Walmart
Target
Costco
Starbucks
DoorDash
9:41
Where are you shopping?
Costco Wholesale
Best card for this purchase
Your wholesale card
From your wallet
4%on gas, 2% groceries
Vs. your other cards
Travel rewards card
Cashback card2%
Use this card

Spend smarter

The right card,
every checkout.

Tell KreditWiz where you're shopping or scan a receipt — it reads the merchant, checks every card in your wallet, and surfaces the one that earns the most. Quietly. Before you pay.

  • Reads category, merchant, and your card rules in real time
  • Shows what you'd lose by using the wrong card
  • Works in person and online — even at obscure merchants
9:41
November
$2,847
$312 below budget
4 cats
Whole Foods
Today
$84.20
Spotify
Sub · 2d
$10.99
Uber
Yesterday
$22.40

One app, everything

Receipts, budgets,
subscriptions — sorted.

Connect Gmail and your bank in two minutes. KreditWiz captures every receipt, classifies every transaction, and ranks subscriptions by what they actually cost you over a year — so the work stops being yours.

  • Gmail receipts and POS sync — no manual entry, ever
  • Subscriptions ranked by annualized cost (not monthly)
  • Categories you can edit; budgets that adapt to your real life
9:41
Ask KreditWiz
Online
How much can I spend on groceries this week without going over?
You've spent $164 of your $300 weekly grocery budget. You can spend up to $136 over the next 4 days — roughly $34/day.
Set my dining budget to $400.
Done. Dining budget updated to $400/mo.
Ask anything…

Ask anything

Your money,
on the record.

Ask KreditWiz anything in plain English — how much you can spend this weekend, why dining was up last month, whether you can afford that flight. It pulls answers from your real receipts and budgets, not generic advice.

  • Plain-English Q&A: "How much can I spend on groceries this week?"
  • Action requests: it can create or change budgets, on demand
  • Cites the receipts and budgets it used — auditable, not magic

Built for privacy

Your money story stays yours.

Bank-grade encryption at rest and in transit. Bank credentials are tokenised through Plaid — KreditWiz never sees them. Your data is never sold, never used to train third-party models, and you can delete every byte we hold with one tap.

SOC 2 in progressGDPR + CCPA compliantAES-256 at restNo data sold, ever

Join thousands using KreditWiz
to spend smarter.

Real people. Real money decisions. KreditWiz quietly compounds small wins — the right card, the right budget, the right answer — into thousands saved over a year.

Crafted with care.

Real notes from real people learning to spend better.

Saved my month

I was about to buy groceries on the wrong card. KreditWiz nudged me — earned $34 extra in a single trip. Multiply that by every checkout.

alex.b · Nov 2026

Finally a budget I keep

Asked it to set my dining budget. It did. Asked how much I had left for the weekend. It told me. That's it. That's the whole experience.

morgan.k · Nov 2026

Killed three subscriptions

Three duplicate subs I'd forgotten about, plus a free trial that auto-renewed. KreditWiz surfaced all four in week one.

j.lee · Oct 2026

Calm money

It's the first finance app that doesn't make me anxious. Quiet, factual, on my side.

priya.s · Oct 2026

Better than my spreadsheet

I had a 600-row spreadsheet. KreditWiz answered every question I used the spreadsheet to answer — in five seconds, in plain English.

dani.r · Sep 2026

Saved my month

I was about to buy groceries on the wrong card. KreditWiz nudged me — earned $34 extra in a single trip. Multiply that by every checkout.

alex.b · Nov 2026

Finally a budget I keep

Asked it to set my dining budget. It did. Asked how much I had left for the weekend. It told me. That's it. That's the whole experience.

morgan.k · Nov 2026

Killed three subscriptions

Three duplicate subs I'd forgotten about, plus a free trial that auto-renewed. KreditWiz surfaced all four in week one.

j.lee · Oct 2026

Calm money

It's the first finance app that doesn't make me anxious. Quiet, factual, on my side.

priya.s · Oct 2026

Better than my spreadsheet

I had a 600-row spreadsheet. KreditWiz answered every question I used the spreadsheet to answer — in five seconds, in plain English.

dani.r · Sep 2026

Ready when
you are.

Download KreditWiz, connect your accounts in under two minutes, and let the app run quietly in your pocket.

A calm desk with paper receipts, an iPhone, and a coffee cup — the everyday moment KreditWiz quietly works inside.
KreditWiz — Smarter spending, the right card every time · KreditWiz